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Apply for Home Loan

Rs
Rs
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Home Loan

Home is everyone's need and we understand it very clearly!
We turn this dream into a reality as our home loan services are based on easy documentation and low-interest rates. From construction to interior design we help you to meet your home needs at every step. If you are already using Home Loan then you can get in touch with us for a lower interest rate through our Balance Transfer facility.

Avail Home Loan starting at 7.89%* up to 35 years of tenure.

Why Apply With Perfect Money

At Perfect Money, we help our customers to get loan amount quickly so that they can buy their dream property and we have made our services hassle-free. The easy documentation process and flexible repayment option help customers to buy their dream home without worrying about the financial crunches.

We believe in complete transparency and make sure that our customers are aware of what they are paying for. To make our services more easy and convenient we assist our customers from application till the time they get the amount they require and not just only that, we believe in after-sales service too! So that we can build a healthy relationship for a very long period and serve our customers in every financial step of their lives.

  1. Best deals from 15+ Banks and NBFCs
  2. PM Awas Yojana Subsidy up to 2.67 lacs*
  3. Tax benefits up to 2 lacs under section 24 on interest*
  4. Tax benefits up to 1.5 lacs under section 80c on principal amount*
  5. Loans within 7 working days
  6. A low-interest rate
  7. Convenient repayment option
  8. Easy and simple documentation
  9. No extra service charges
  10. Doorstep service delivery
  11. Security and Privacy
  12. Quick money transfer
  13. Get free financial advice from our expertise

Once you apply for a home loan at Perfect Money, and if you have a good credit score then the interest rates are determined and the loan amount is directly transferred to your bank account.

KYC - Identity, age, residence and signature proof are needed when applying for a Home Loan.

  1. PAN Card
  2. Aadhar Card / Driving Licence / Voter ID / Passport
  3. Local address proof any of above or Electricity bill, Gas bill, Landline bill, Rent agreement, Bank passbook, Mobile bill.

Financial Documents - Employment or Business Proof

  1. Salary slips for the last 3 months in case you are a salaried employee
  2. IT returns for the past 2 years in case you are self-employed
  3. Statement of A/c for the past 6 months for salaried and self-employed both
  4. Computation of Income, Profit, and Loss statement and Balance sheet for the last 2 years in the case of self-employed persons
  5. Form 16 and Form 26AS (if applicable)
  6. Sales tax, GST registration certificates (if applicable)

Property documents:

  1. Copies of all property documents that can establish the chain of ownership for the past 30 years
  2. Encumbrance certificate for 30 years
  3. The property tax paid receipt in case you reside in the property being mortgaged
  4. Agreement to sell
Eligibility for Home Loan

1. Salaried:

  1. Age between 21 years to 60 years
  2. Loan maturity tenure up to 60 years
  3. Salary starting with INR 20,000+ (Net Take Home)
  4. Salary should be credited in the bank account

2. For self-employed:

  1. Age between 21 years to 65 years
  2. Loan maturity tenure up to 65 years
  3. ITR filed
  4. Business registration
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