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Apply for Loans Against Property

Rs
Rs
+91

Loan Against Property

Mortage both residential and commercial property with Loan against property, and enjoy flexible EMIs.
A home owned by you can help you to get instant cash which can meet your sudden expenses such as personal finance, medical emergency, your child's higher educations, marriage, etc. With Loan Against Property, an individual can also avail of the loan for business purposes, where they can expand their business and can meet their working capital requirements.
If you are already using Loan Against Property then you can get in touch with us for a lower interest rate through our Balance Transfer facility. At perfect Money, we make sure your property is secure and you get the capital gains against your property.

Avail Loan Against Property starting at 9.49%* up to 35 years of maturity tenure.

Why Apply With Perfect Money

We believe in complete transparency and make sure that our customers are aware of what they are we believe in after-sales service too! So that we can build a healthy relationship for a very long period and serve our customers in every financial step of their lives.

Benefits of Loan Against Property

  1. 15+ product offers
  2. Up to 80% loan amount on property value
  3. Loans within 7 working days
  4. Easy and simple documentation
  5. A low-interest rate
  6. Convenient repayment option
  7. No extra service charges
  8. Doorstep service delivery
  9. Security and Privacy
  10. Get free financial advice from our expertise

Once you apply for a loan against property at Perfect Money, and if you have a good credit score then the interest rates are determined and the loan amount is directly transferred to your bank account.

1. KYC Documents- Identity, age, residence and signature proof are needed when applying for a Loan Against Property.

  1. PAN Card
  2. Aadhar Card / Driving Licence / Voter ID / Passport
  3. Local address proof any of above or Electricity bill, Gas bill, Landline bill, Rent agreement, Bank passbook, Mobile bill.

2. Income Proof - Financial Documents

  1. Latest salary slips for the last 3 months for salaried employees.
  2. IT returns for the past 2 years for self-employed persons.
  3. Statement of A/c for the past 6 months (in the case of salaried people).
  4. Profit and Loss statement and Balance sheet for the last 2 years in the case of self-employed persons.
  5. Sales tax, GST registration certificates, if applicable.
  6. Partnership deed in case of partnership firms.
  7. Certificate of Incorporation for limited companies.

Property Documents:

  1. Copies of all property documents that can establish the chain of ownership for the past 30 years.
  2. Encumbrance certificate for 30 years.
  3. The property tax paid receipt.

1. Salaried:

  1. Age between 21 years to 60 years
  2. Loan maturity tenure up to 60 years
  3. Salary starting with INR 20,000+ (Net Take Home)
  4. Salary should be credited in the bank account

2. For self-employed

  1. Age between 21 years to 65 years
  2. Loan maturity tenure up to 60 years
  3. Business registration
  4. ITR filed
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