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Apply for Personal Loans

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Personal Loan

A personal loan is an unsecured short term loan given to an individual to meet sudden financial needs. Personal Loans are usually disbursed with-in 48 hours with easy and simple documentation. Apply for the unlimited advantages of Personal Loan and meet your financial needs (holiday plans, wedding, home renovation, medical emergency, education) as per your flexibility. Avail Personal Loan starting from 10.49%* up to 6 years of tenure. If you are already using Personal Loan then you can get in touch with us for a lower interest rate through our Balance Transfer facility.

Why Apply With Perfect Money

At Perfect Money, we provide Personal Loan services at minimum interest rates available. We have made it easy for you to repay the loan whenever you feel within the tenure period so that you can leave all your financial stress behind and focus on a very happy life! We believe in complete transparency and make sure that our customers are aware of what they are paying for. To make our services more easy and convenient we assist our customers from application till the time they get the amount they require and not just only that, we believe in after-sales service too! So that we can build a healthy relationship for a very long period and serve our customers in every financial step of their lives.

Benefits Of Personal Loan

  1. Best deals from 15+ Banks and NBFCs
  2. Loans within 48 hours
  3. Low-interest rate
  4. Convenient repayment option
  5. Easy and simple documentation
  6. No extra service charges
  7. Doorstep service delivery
  8. Security and Privacy
  9. Get free financial advice from our expertise

Once you apply for a personal loan at Perfect Money, and if you have a good credit score then the interest rates are determined and the loan amount is directly transferred to your bank account. The minimum personal loan eligibility criteria are that you have to be a salaried professional.

Credit Score: A good credit score of 750 or above increases the chances of getting your personal loan application approved along with favorable loan amount, interest rate and tenure. It is very important to maintain before applying for a personal loan.

. Credit Score Range Category
1 900 to 780 Excellent
2 779to 700 Good
3 699 to 650 Fair

1. KYC - Identity, age, residence and signature proof are needed when applying for a Personal Loan.

  1. PAN Card
  2. Aadhar Card / Driving Licence / Voter ID / Passport
  3. Local address proof any of above or Latest Electricity Bill, Gas Bill, Landline Bill, Rent Agreement, Bank passbook, Mobile bill.

2. Income Documents- In case you are a salaried employee, you need to furnish the following documents:

  1. Latest salary slip of 3 months
  2. Form 16 or form 26 AS
  3. Bank Statement (latest 3 Months) & Latest 6 Months (for Government Employees).

1. Salaried

  1. Minimum age of 21 years to 60 years
  2. Loan maturity tenure up to 60 years
  3. Salary starting with INR 20,000+ (Net Take Home).

2. For self-employed

  1. Minimum age of 21 years to 65 years
  2. Loan maturity tenure up to 65 years
  3. ITR filed
  4. Business registration
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