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Apply for Credit Card

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Credit Card

Apply today for a credit card and enjoy the paperless transactions today. Meet your daily financial requirements of funds. Find and compare different available credit cards of different banks online and select the one which fits for your need.

Why apply with Perfect Money

We believe in complete transparency and make sure that our customers are aware of what they are paying for. To make our services more easy and convenient we assist our customers from application till the time they get the amount they require and not just only that, we believe in after-sales service too! So that we can build a healthy relationship for a very long period and serve our customers in every financial step of their lives.

1. Purchasing Power: Credit Cards enable users to make big-ticket purchases they might not otherwise be able to afford.

Rewards:Many cards offer rewards programs that will accrue points, discounts, or other benefits like frequent flyer miles.

Convenience: Credit cards reduce the need to carry cash. Most retailers accept credit cards and they are pretty much required for online purchases.

Trackability: The electronic record-keeping that comes with credit cards make it easy to track your spending and identify fraud.

Use during an emergency: There are times when money is the simple solution to an emergency. If you get hit with an unexpected expense, credit cards can be the quick and easy solution you need.

Builds credit history: Responsible use of a credit card over time builds your credit history, qualifying you for better interest rates and other financial benefits.

1. Salaried

  1. Age between 21 years to 60 years
  2. Salary starting with INR 20,000+ (Net Take Home)
  3. Salary should be credited in the bank account

2. For self-employed

  1. Age between 21 years to 65 years
  2. Business registration
  3. ITR filed

1. KYC - Identity, age, residence and signature proof are needed when applying for a Credit Card.

  1. PAN Card
  2. Aadhar Card / Driving Licence / Voter ID / Passport
  3. Local address proof any of above or Electricity bill, Gas bill, Landline bill, Rent agreement, Bank passbook, Mobile bill.

2. Income Documents - In case you are a salaried employee, you need to furnish the following documents:

  1. Latest salary slip of 3 months
  2. Form 16 or form 26 AS
  3. Latest 6 months bank statement
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